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GMC Insurance

Find an Affordable GMC Insurance Policy Today

(How you can easily get started)

Jessica Huneck | March 1, 2020

GMC is General Motors' second largest North American vehicle division after Chevrolet, and is a well-known maker of trucks, vans, SUVs and crossovers. 

In 2013, GMC's Sierra, Acadia and Terrain reenergized vehicle sales, giving GMC their best sales year since 2007 and ranked first in its class in the 2013 J.D. Power and Associates U.S. Customer Service Index Study.

If you own a GMC vehicle and are looking for affordable, quality auto insurance, you can contact an independent agent in our network for assistance.  Contact a local Trusted Choice agent and start comparing GMC car insurance quotes today.

How Safe Are GMC Vehicles?

Typically, the safer the vehicle, the better the auto insurance rates. This is because insurance companies have lower risks of bodily injury payments when accidents occur in vehicles with high safety ratings. 

GMC takes pride in its vehicles and works hard to ensure that they meet or exceed safety requirements and guidelines.

When the Insurance Institute of Highway Safety (IIHS) reviewed the three most popular GMC models, the results were as follows:

  • The IIHS awarded the 2013 Acadia and Terrain both were named a Top Safety Pick for scoring a "good" in all four of the testing categories, including moderate overlap front, side, roof strength and head restraint/seats.
  • The Sierra 1500 did not fare as well and only earned a "good" in the moderate overlap front test, an "acceptable" in both the side and head restraint/seat testing and a "marginal" in roof strength tests.

The lower ratings on the Sierra are reflected in its insurance rates. Safety features can help lower your insurance rates, but you may need to check with an agent to see how much return on investment you will have when you are considering what features you want. 

All GMC vehicles come equipped with many safety features including anti-lock brakes, front driver and passenger airbags and seatbelt pretensioners.

What Is the Theft Rate for GMC Vehicles?

Car theft is a major concern for many vehicle owners and may influence your decision about whether or not to include comprehensive coverage with your GMC car insurance policy. The good news for GMC owners is that theft of these vehicles is not very high.

The only GMC model that ranked among the Top 100 on the National Highway Traffic Safety Administration's (NHTSA) theft report for 2011 was the GMC Canyon pick-up truck. It ranked 75th, with an average of 0.9217 thefts per 1,000 vehicles. 

The Terrain was the next most commonly stolen vehicle and ranked in at number 174 with a theft rate of 0.2634 per 1,000 vehicles. As a point of reference, the most frequently stolen car, the Dodge Charger, had a theft rate of 4.8162 per 1,000 vehicles and the average for all cars in the report was 0.9864 thefts per thousand.

All GMC models ranked below the theft rate average. This is good news if you are purchasing comprehensive insurance for your vehicle as it will influence the rates in a positive way.

How Much Does GMC Insurance Cost?

There are several different factors that will affect your auto insurance rates. These include your age, your driving history, where you live, where and how often you drive your vehicle, how much coverage you are purchasing and the insurance carrier you choose.

To get a rough idea of what your insurance rates may cost you, consider the average premium costs for a 40-year-old male for a fully comprehensive policy that includes collision and uninsured/underinsured motorist coverage for the following new vehicles:

  • GMC Acadia: $1295 to $1372
  • GMC Sierra 1500: $1303 to $1577
  • GMC Sierra 2500: $1390 to $1588
  • GMC Terrain: $1265 to $1418
  • GMC Yukon: $1313 to $1605

Of course, insurance rates can vary significantly from one person to the next. The only way to find out how much a policy will cost you is to comparison-shop for rates.

Compare GMC Car Insurance Quotes

GMC vehicles are tough, but finding the right insurance policy is not. When you contact an independent insurance agent in the Trusted Choice network, they can do your comparison shopping for you to help you find a great policy at an affordable rate.

Independent agents are available to answer your GMC coverage questions, explain your policy options and can even help you during the claims process if you are ever in an accent. 

Contact a Trusted Choice member agent now for more information and to get a variety of GMC car insurance quotes.

Now, who's ready to get their insurance problems solved?