Just saying the name Maserati conjures images of super-fast, exotic Italian sports cars and ultimate luxury sedans. These exclusive vehicles, of which under 1,100 were sold in 2015, have a long history of elegance, sportiness and performance. While now owned by Fiat Chrysler, they have been synonymous with success and wealth since their earliest days, and there is no doubt that being seen driving a Maserati makes a statement about the driver.
Meant to provide ultimate comfort during the driving experience, the newest models include all of the modern features you'd expect in this class of car and in a vehicle constructed with the highest-quality materials and components. But the 2015 Maserati Ghibli is also one of the safest vehicles on the road.
A Maserati represents an extremely sizable investment, so you want to know how to ensure your vehicle well. Knowing the answers to some of your questions about the vehicle will help you determine the best level of insurance for your particular vehicle. If you already own one, it may help you decide if you're getting the best coverage.
Maserati was founded in 1914 by six brothers in Bologna, Italy. The Maserati emblem is believed to have been derived from the statue of Neptune in a fountain in Bologna Square. The cars were originally designed for racing, and did quite well during the 1920s and 1930s, winning championships and accolades.
In 1937 the brothers sold their shares to Adolfo Orsi, who moved the company to Medona, Italy, where it remains to this day. Maserati maintained its racing focus throughout the 1950s, winning the world championship in 1957. The 1960s saw the development of a few new models, the Vignale, the Mistral Coupe, the Spyder and the Ghibli Coupe.
In 1993 Fiat took over production and restored this luxury car to its former glory, even though Ferrari owned 50% of the brand. In 2005, Fiat bought all of Maserati back from Ferrari, after extensive investments in a plant that is one of the most technologically advanced in the world. The current flagship model is the Maserati Quattroporte. Other current models include the Ghibli, Gran Turismo, and the yet to be released Levante.
Quattroporte. This is Maserati's flagship vehicle, and it is well worth the attention. It comes standard with the same Ferrari-tuned 404 hp 3.0 L twin turbo V6 that is found in the higher trim models for the Ghibli. All models feature the same 8-speed paddle shifter.
Ghibli. This original V-8 GT car recalls its 1967 roots. Although it is designed to be a more attainable alternative to the Quattroporte, the two have a lot in common. The chassis, engine and suspension parts are all the same. Yet, it is noticeably different behind the wheel. For starters, the wheelbase is almost 7 inches shorter, and the vehicle weighs 110 pounds less. It's powered by a 3.0 L twin turbo V6 that generates 345 hp with an 8-speed automatic paddle shift transmission. That will send you from 0 to 60 in five seconds and generate a top speed of 177 mph. But the real appeal is the base price, which starts well under $70,000. In addition, it received an overall safety rating of “Good” from the Insurance Institute for Highway Safety.
Gran Turismo. This vehicle is defined by two elements. First, the styling is impeccable. Only a few elements have changed since it was first introduced a decade ago. The exterior features a long, low hood and an open grill. The luxurious interior is sleek and features a lot of leather. But it is the second element that truly defines the Gran Turismo. Its Ferrari-sourced engine is designed to generate around 460 hp. It is deceptively smooth on city streets and powerful on the open road. Ultimately, it's all about going from 0 to 60 in 4.7 seconds, with 20-inch alloy wheels providing support, should you choose to take advantage of its 185 mph top speed.
Levante. This SUV will be a first for Maserati, and is slated for production in 2017. The base model will be outfitted with the same 345 hp 3.0 L twin turbo V6 engine that comes with some Ghibli upper trim models and the Quattroporte. A turbo diesel engine with a total output of 275 hp will also be available for more eco-conscious consumers. It will also lower fuel consumption and reduces CO2 emissions by almost 6%.
Insuring a car like the Maserati is very different from ensuring a standard vehicle. In addition to the usual things that insurance companies check, like your age, gender, driving record and criminal history, other factors are considered for luxury sports cars.
This is partly because of the vehicle’s construction. Since most luxury sports cars require imported parts for repair or replacement, they cost more. This affects your insurance premium. In addition, the purchase price of the vehicle, as well as its speed capability, play a role. The potential for an accident is much greater with a luxury sports car, since it is often equipped with an engine that generates large amounts of horsepower.
Expect to pay a higher cost if you choose a model that is definitively identified as a “sports car,” as opposed to one of the other trim or base models. Beyond that, things like your vehicle's transmission, safety features and size affect the premium. Smaller vehicles often have higher rates because they do not absorb impact as well as larger vehicles. Sports cars with manual transmissions tend to have higher insurance premiums than those with automatics, as sports car drivers with manual transmissions tend to drive more aggressively. All of these factors, and more, are considered when determining an insurance premium for a luxury sports car.
So how do you make sure you have the best insurance possible for your Maserati? Well, one of the perks of being able to afford such a vehicle is the power of comparison. It's always a good idea to try to comparison shop your insurance beforehand, particularly if you know the make and model of the vehicle you are going to purchase. A great resource is a local Trusted Choice® agent. They will give you an idea of what you can expect to pay for your Maserati insurance. Contacting a Trusted Choice independent agent is your best opportunity to obtain fast, accurate insurance quotes. These agents have the tools and resources to allow you to shop and compare multiple coverage options.