Sadly for many long-time enthusiasts, production of the Dodge Viper luxury sports car may be soon coming to an end. This still hand-built American supercar has fought to maintain its status since it was first introduced in 1992.
But it hasn’t been able to accommodate required side airbags and will never have updated features like newer cars, such as large digital navigation screens and auto start functions, so it's considered a vestige of past supercar glory.
However, it's likely to become a collector's car, so it will need to be well-insured. If you already own one, or are considering one for your collection, you’ll want to get the right Viper insurance to protect your vehicle.
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The Dodge Viper Is a Speedster
One of the most popular features of the Viper has always been its speed. The Viper ACR (American Club Racer), Chrysler's fastest Viper with all the style features of a race car, has been described as a barely street legal driving beast.
The Viper GT clocks 0 to 60 mph in around 3.3 seconds. But the cost of speed is insurance premiums that are usually higher, especially if this luxury sports car is also a supercar.
The 2016 Dodge Viper is no shrinking violet: It’s powered by a huge 8.4 L 645 hp V10 engine that produces an incredible 600 pounds of torque. The six-speed manual transmission sends power screaming to the rear wheels, and that's just the base and mid-range SRT models.
The ACR model is equipped with the same engine, but uses downforce to create extra grip, improving cornering speeds to give the Viper a decided advantage on the track. The instantaneous throttle response on all models is impressive, and just what you would expect from a luxury supercar.
It's also the reason your car insurance rate is affected. Faster cars generally carry higher premiums because their drivers tend to be more aggressive. Speed is great on the track, but can have an adverse impact on your Viper insurance premium simply because the chance of collision is much higher with a fast car.
The manual transmission does not help either, since insurance companies typically associate fast cars and manual transmissions with aggressive drivers. That's why it is important to factor in the cost of your insurance premium as part of the cost of vehicle ownership before purchasing a luxury sports car.
Cost of Insuring a Dodge Viper
The speed of Chrysler's V10-powered front-engine, rear-drive supercar not only adds to the cost of ownership, but also adds to insurance rates. The fact that it’s a supercar and is going to be a classic may affect insurance rates, too.
Many factors determine your automobile insurance premium, and you are a factor as well. Information like your age, gender, location, criminal history and how you will use the vehicle affect insurance costs.
Specific vehicle history about your particular car, as well as general vehicle history as it relates to other drivers, are also determining factors.
The Best Way to Get Viper Insurance
It's a good idea to estimate your insurance costs beforehand if you can, which will give you a general idea of what to expect. Sports cars are typically more expensive to insure than cars like SUVs, pickups and sedans.
If you have any kind of luxury vehicle, your premium could be higher. Most sports cars are considered luxury cars, and the Dodge Viper definitely falls into that category.
The best way to get insurance for your Viper is to contact your local independent agent. They will work to make sure that you get the most affordable coverage for your Viper.
It's important to make sure all factors and issues are covered when looking for Dodge Viper insurance. Contact a Trusted Choice agent today, and let them help you make a decision with confidence.