If you are currently shopping for a Nissan Pathfinder or already own one, you know it is a great family car.
According to the recent U.S. News and World Report rankings, the 2016 Nissan Pathfinder came in 9th in midsize SUV rankings. Great fuel economy combined with a high-end interior and solid safety ratings make the Pathfinder a favorite with reviewers as well as insurance companies.
Protecting your new Pathfinder with the proper insurance coverage is important. If you have any questions about coverage levels or just feel you are paying too much for your current insurance policy, we are here to help.
A local agent can guide your insurance search by providing a variety of policies to compare. This way you are sure to find a policy that provides the proper coverage at a great price. Find an independent agent near you to learn more about an insurance policy for your Pathfinder.
How Much Does Pathfinder Insurance Cost?
Pathfinder insurance is pretty affordable. According to data compiled by Edmunds, the annual premium on a Pathfinder runs between $874 and $974. These figures are for a base model. So expect to pay more for a premium Pathfinder with high-end trim levels.
Safety ratings are a big factor for insurance companies because they mean the odds of you getting hurt in an accident (and running up expensive medical bills) are much lower.
Safety features such as Nissan’s advanced airbag system, Vehicle Dynamic Control, traction control, and a 4-wheel anti-lock braking system, which come standard on all Pathfinder models, help keep Pathfinder insurance premiums low.
Repair costs can also factor into the cost of an insurance policy. Thanks to high-quality construction, the Pathfinder is very reasonable when it comes to repair costs in the first five years. According to Edmunds, repair costs run a very inexpensive $213 the first year of ownership and range up to $1,593 by the fifth year.
Unfortunately, Nissan cannot control the personal factors that can run up Pathfinder insurance premiums. Everything from your credit score to your gender and age can impact your premium. Here are just a few factors that are considered when calculating a premium:
- Age: Young drivers pay the highest rates, especially if they are male. Rates drop as drivers get older, as long as they keep their record clean.
- Your home address: A high crime rate where you park your vehicle every night runs up the cost of coverage, as does an address in a densely populated neighborhood where lots of cars in a small space results in lots of accidents.
- Marital status: Statistics don’t lie; according to the data, married people have fewer accidents than single people.
- Credit score: A low credit score pushes your premium up.
- Driving history: This is a big one. Accidents and tickets have a major impact on your insurance cost, so keep your record clean.
Comparing Quotes for Nissan Pathfinder Insurance
When shopping for Pathfinder insurance, here are a few tips on how to get the best deal on coverage:
Shop around: Insurers rate risk differently, so shopping for your coverage is the best way to find a great deal. Using a Trusted Choice independent agent is a great way to get quotes from a variety of insurers for your Pathfinder insurance.
Discounts: Insurers offer a variety of discounts, and getting all that you are qualified to receive lowers your premiums. Discounts on your Pathfinder insurance can be for safety features on the vehicle, your driving record, bundling your coverages and a variety of other factors. Consult with a Trusted Choice independent agent to make sure you are getting every discount out there.
Raise your deductible: A higher deductible on your Pathfinder insurance lowers your premium, but make sure you can easily cover your chosen deductible amount. Ask your Trusted Choice agent to give you quotes with a variety of different deductibles and choose the one that best fits in your budget.
Once you have chosen the perfect Nissan Pathfinder for your family, make sure that you get an insurance quote before driving it off the lot. Contact one of our local independent agents to help you figure out the perfect coverage levels for your new ride.