Jetta Insurance

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Volkswagen Jetta

The Volkswagen Jetta is easy to use, economical, and roomy, making it a consumer favorite. With advanced safety features, the Volkswagen Jetta is a sensible choice that may earn some lower insurance premiums.

You'll need the right car insurance for your Volkswagen Jetta, and an independent insurance agent will make sure a policy suits all your needs.

Not sure where to begin? 

TrustedChoice.com has a find-an-agent tool that matches you with an independent insurance agent in your area. A local agent will assist in finding you the best coverage for the right price.

What Kind of Insurance Do You Need for Your Volkswagen Jetta? 

The options are many when it comes to insuring your Volkswagen Jetta. State laws vary depending on where you live, and some optional coverages make sense if you want to be well-protected. 

Most states mandate the following coverage: 

Bodily Injury Liability 

If you are involved in a car accident that causes injury to another party including a passenger or pedestrian, bodily injury liability will respond and will cover the cost of medical expenses and even lost wages due to an injury.

Property Damage Liability 

If you or a permitted driver causes damage to another person's property, your property damage liability policy will step in to replace or repaire damage to a vehicle or structure. Property damage liability won't cover damage to your car, however. 

Many states require this coverage: 

Medical Payments/Personal Injury Protection

Medical payments (med pay) or personal injury protection (PIP) coverage pays for necessary medical treatment when you or a passenger is injured. PIP insurance is available in "no-fault" states and is usually a requirement. Everywhere else, you'll have the opportunity to purchase med pay.

Uninsured and Underinsured Motorist Coverage

Uninsured and underinsured motorist (UM/UIM) coverage will pay for damage to your vehicle should the other driver be improperly insured. Even if your state requires coverage, not everyone follows the rules, and UM/UIM insurance could save the day. 

Optional Coverage: 

Collision

Collision coverage will pay damages to another party's property on your behalf should you cause an accident. Without collision coverage, you could be liable for the expense out of your own pocket.

Comprehensive

Your Volkswagen Jetta is at risk, even parked in your driveway. Due to the nature of natural disasters, storms, and other incidents out of your control, damage could occur. Comprehensive coverage will respond to repair or replace your vehicle in the event of a loss.

Glass Coverage 

Replacing your Volkswagen Jetta's windshield could run you up to $500. Instead of paying the cost yourself, you could have your policy replace the windshield with zero-deductible glass coverage. This policy endorsement typically costs just a few dollars more each month.

Gap Insurance

Gap coverage is essential if you finance or lease your Volkswagen Jetta. Gap coverage will pay the difference between what your car is worth and the amount left on your loan when a total loss occurs. Opting out of gap coverage will make you liable for paying the difference yourself. 

What Affects the Cost of Insurance for Your Volkswagen Jetta

Many factors go into calculating insurance premiums for a Volkswagen Jetta. For example, younger drivers usually pay higher insurance rates because of a lack of driving experience and the number of accidents in the age group. A teen Jetta driver will spend an average of $5,196 per year for insurance. The lowest average annual rate is $815. If you have multiple driving offenses or accidents, then on average, you will pay $3,052 annually.

Average Cost of Volkswagen Insurance by Model

The type of Volkswagen you drive also affects your insurance premiums. The below estimated rates assume that the driver has no violations or accidents, is male, and 40 years old. They also reflect a $500 comprehensive and collision deductible, UM/UIM coverage, and minimum liability limits. Rates are averaged across all 50 states. 

Average annual insurance premium for a new Volkswagen by model
Volkswagen Atlas$1,624
Volkswagen Beetle$1,308
Volkswagen Beetle Convertible$1,240
Volkswagen CC$1,548
Volkswagen e-Golf$1,486
Volkswagen EOS$1,472
Volkswagen Golf$1,478
Volkswagen Golf Alltrack$1,594
Volkswagen Golf R$1,608
Volkswagen GTI$1,508
Volkswagen Jetta$1,414
Volkswagen Jetta GLI$1,666
Volkswagen Passat$1,504
Volkswagen Routan$1,320
Volkswagen Tiguan$1,336
Volkswagen Tiguan Limited$1,232
Volkswagen Touareg$1,638

The Safety of Your Volkswagen Jetta

Your insurance rates are affected by your Volkswagen's safety features. You are giving the insurance company an idea of how likely you are to file a claim when you drive a particular type of car. Fortunately, Volkswagen goes a long way to ensure that each vehicle in its product line has advanced safety features.

The Volkswagen Jetta has forward collision warning, along with automatic emergency braking, and blind spot warning. These safety features are standard and will get you high marks with a carrier.

How Location Affects Your Volkswagen Jetta Insurance

Insurance companies also determine premiums based on location. They will take into account local traffic patterns, the number of claims filed in the area, and crime rates.

Average yearly auto insurance rates are the least expensive in these states:
Ohio$1,181
Indiana$1,202
Washington$1,378
Arizona$1,644
Illinois$1,901
Average yearly auto insurance rates are most expensive in these states:
California$2,418
New York$2,235
Texas$2,218
Florida$2,056
Pennsylvania$1,890

Average Cost to Insure a Volkswagen Jetta

The average annual premium in the US for a Volkswagen Jetta is $1,414. Your costs will depend on your age, where you live, coverage, and driving record.

Here's how Volkswagen Jetta rates change for younger vs. older drivers:

Volkswagen Jetta rates by age for full coverage with a $500 deductible
AgePremium
16$5,196
20$3,256
30$1,482
40$1,414
50$1,292
60$1,266

Top Independent Insurance Carriers That Insure the Volkswagen Jetta

The right coverage for your Volkswagen Jetta is essential, and so is the company that provides that protection. Your insurance carrier should be responsive to claims and honest. The US Independent Insurance Agent Satisfaction Study by J.D. Power gave these companies a good recommendation: 

  1. Progressive
  2. Safeco
  3. Travelers
  4. Auto-Owners Insurance

Get a Volkswagen Jetta Quote 

Reach out to a TrustedChoice.com independent agent today to get a quote for insurance on your Volkswagen Jetta. An independent insurance agent can shop dozens of insurance companies, providing you with the most affordable and complete auto insurance coverage.

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TrustedChoice.com Article | Reviewed by Candace Jenkins

©2020, Consumer Agent Portal, LLC. All rights reserved.

https://www.jdpower.com/business/press-releases/2019-us-independent-insurance-agent-satisfaction-study

https://www.consumerreports.org/cars/volkswagen/jetta/

https://www.quoteinspector.com/insurance/vehicles/volkswagen/