Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Updated
The Chevrolet Cruze is a top pick for compact car drivers who need a reliable vehicle that gets quality gas mileage. Even though Chevrolet discontinued the Cruze in 2019, it remains a popular option among many folks today. With the average cost of car insurance for a Chevy Cruze being $1,038 per year, Cruze drivers pay a bit less than the overall nationwide average of $1,311 per year for car insurance.
An independent insurance agent can help you find the right car insurance policy for your Chevrolet Cruze. They'll get you set up with each kind of coverage you need most. But up first, here's an in-depth breakdown of the average cost of insurance for a Chevy Cruze by model year and top-rated insurance company.
What Kind of Chevy Cruze Insurance Do You Need?
Car insurance policies are highly customizable, including for a Chevy Cruze. However, some types of coverage are actually mandatory by state law and must be added to your policy before you can legally drive.
The Following Coverages Are Mandatory by State Law:
Personal injury protection:Covers expenses related to medical treatment for yourself and your passengers after an accident you're at fault for.
Uninsured motorist coverage:Covers damage to your vehicle and other expenses if the at-fault driver doesn't carry any or enough car insurance of their own to adequately compensate you.
Property damage liability: Covers expenses relating to repairing or replacing a third party's property that you damage or destroy with your vehicle.
Bodily injury liability: Covers expenses related to medical treatment for drivers and passengers in another vehicle you caused an accident with.
Optional Car Insurance Coverage:
Collision:Pays for damage to your car from a collision with another driver, regardless of fault.
Comprehensive:Pays for damage to your car due to a non-collision event such as a flood or theft.
An independent insurance agent can help you select the right kinds of coverage to add to your car insurance policy for a Chevy Cruze.
What Factors Affect the Cost of Chevy Cruze Insurance?
Not only do a vehicle's make and model impact car insurance costs, but many other factors do, as well. These include:
The total annual mileage estimate
The driver's driving history
The driver's credit score
The driver's age and gender
The driver's location
The driver's marital status
Local independent insurance agents can help you find the most affordable car insurance available for any model-year Chevy Cruze.
The Average Cost of Chevrolet Cruze Insurance
The average cost of car insurance for a Chevy Cruze is $1,038 per year or $86.50 per month. Next, we'll break down costs by model year and top-rated insurance company in depth.
Average cost to insure per month:
Average cost to insure per year:
$86.50
$1,038
How Much Does Car Insurance Cost for My Chevy Cruze?
Our independent agents shop around to find you the best coverage.
How to Find the Best Chevy Cruze Insurance
Working with an independent insurance agent is a great way to find the best Chevy Cruze insurance. These agents shop and compare quotes from multiple insurance companies in your area and present you with only the options that offer the best blend of coverage and cost. Better yet, they'll be there down the road for you if you ever need to file an insurance claim or update your coverage.
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